Advance - Salary on-demand is a free iPhone app developed by ADVANCE TECH LENDING INC. It falls under the category of Business & Productivity, specifically in the Finance subcategory. The app aims to provide employees with a personalized credit line based on their earnings, allowing them to access their salary anytime and anywhere. With Advance, users can split their expenses into multiple payments, helping them stretch their income and manage their budget more effectively.

One of the key features of Advance is its instant disbursement of funds. Users can request advances anytime, 24/7, including holidays and weekends, without the need for additional approval. The app also offers flexibility, allowing users to request only the amount they need, starting from as low as P1,000. Multiple requests are allowed as long as they are within the user's credit limit. The credit line is replenished with every payment, ensuring continuous access to emergency funds.

In addition to providing financial assistance, Advance also aims to help users save more and maximize their income. The app allows users to split their expenses into up to 4 payments, giving them more control over their finances. With a clear payment tracker, users can easily manage their budget and avoid penalties and late fees by paying on time. Advance also offers affordable rates, protecting users from expensive and predatory lenders.