Cheese Credit Builder is a free-to-use app developed by Extra Financial Inc. It is designed to help people with no credit history or a low credit score rebuild their credit. Cheese welcomes everyone in need of credit repair, looking to start building credit, or planning to buy a car or a house. Cheese is the best credit-building solution to help you reach your goals.

The app is easy to use, and the account opening process is straightforward. There are no credit checks or admin fees to worry about. Once you have opened an account, you can start building your payment history. Each on-time payment is reported to all three credit bureaus and adds to your savings. Cheese's auto-save feature ensures you never miss a payment and helps you achieve positive credit reporting. You can pick a repayment plan that fits your needs, starting at $24/month. Cheese also offers flexible repayment plans, with a total repayment amount of $500/$1000/$2000 and a term length ofmonths.

Cheese Credit Builder account holders can cancel their account anytime without penalty. Cheese only charges a fixed and low APR, with no upfront deposit or membership fees. For more information, please contact Cheese's support team via email: