"Smartphone banking" is not something new, it is an ancient concept. The same concept has been used for centuries, for example: in the Middle Ages, this kind of banking was referred to as "banking house", where the business affairs of traders and craftsmen were accounted for, which required physical meetings. It was later transferred to the city banks, where the customers were served in the branch offices. With the development of communications, this system came to be called "home banking", which later developed into the e-banking system.

In the most popular e-banking systems, the system allows conducting the most typical banking operations: pay and redeem orders, deposit and transfer funds, etc. However, it is not enough to make payments online only, you also need to have your data stored securely, that is why e-banking systems also offer two-factor authentication, which consists of the use of personal secret keys and the use of hardware tokens.

What does Addiko Mobile bring to the game?

This is a unique and useful solution for small businesses and for their owners. The solution allows the bank to open a virtual office, where the owner of the business can perform banking activities and pay his employees. The system works like an ordinary software, which allows the owner to pay his employees, to generate reports and to do the other things, which are impossible in the real office.

Addiko Mobile allows the owner to perform a lot of interesting operations: make employee paychecks, issue payroll, schedule and pay his employees on time, pay his employees to work remotely, etc.

The system allows issuing bills in a convenient and fast way.