How to create and use PayPal account is a very simple and easy process. In fact, it is the same process regardless of whether you are in the United States, Europe, Asia, Australia, or any other part of the world. The only difference is the currency. For example, in Europe, it is most likely that you will be able to create a PayPal account with any of the major debit and credit cards such as Visa, MasterCard, American Express, and so on. In other countries, it is more likely that you will be able to create a PayPal account with your local currency.