Prestamos: Dinero & Efectivo is a free Android application that provides useful information about microcredits. The app offers insights on personal loans, lending companies, and their terms and conditions. All the companies represented on the app have the corresponding license and extensive experience in issuing loans. However, it is important to note that the app does not provide credit products, it is only for informative purposes.

The app offers two types of loans, namely loans on a credit card and cash loans. The former is a common and quick option for obtaining easy money while the latter is issued by many financial organizations with favorable conditions. The app also highlights the advantages of personal loans, such as the ease of acquiring loans, favorable conditions, and no excessive payments or scams.