Zip - Shop Now Pay Later is a lifestyle application developed by ZIPMONEY PAYMENTS PTY LTD for iPhone users. This full version app offers a smart alternative to credit card shopping by allowing you to split any purchase into four interest-free instalments, paid over six weeks. With no application forms or hassles, you can get approved instantly and start shopping right away.

The app has a directory of stores that includes popular brands such as Boohoo, JD Sports, Homebase, Marks Electrical, ShopTo, Lux Skin, Dan Young, DLSB, JTF, Hype, and NFD, making it easy to find stores that accept Zip. Applying for Zip is easy, and the app performs a soft credit check that doesn't affect your credit score. Plus, you'll receive notifications when instalments are due, ensuring that you stay on top of every payment.

With the Zip app, you can easily track your spending, view transaction history, manage open payments, and update your account details, including your payment method, at any time. Additionally, reporting a return in the app will pause your instalments, so you won't be charged while it's being processed. Overall, Zip - Shop Now Pay Later is a convenient and user-friendly app that can make shopping a breeze.