Zip is the smart alternative to credit. If you’re looking to buy now and pay later, our platform makes it easy to get approved for a loan, with no impact on your credit score. Our lending partners have years of experience and know how to get you the money you need in a quick and efficient way.

With Zip, you can:

Split your purchases into 4 easy installments. Get an instant decision, with no application forms or hassle. Buy now, pay later at any of our partners’ stores or online. Use the app in-store or online. Get approved for a loan with no credit check.