智农险 (Zhī nóng xiǎn) is a cloud-based agricultural insurance technology platform developed by Beijing Ruisi Kemai Technology Co. Ltd. The core concept of 智农险 is "smart technology, innovative agricultural insurance," offering a range of intelligent technologies such as 3S, artificial intelligence, and big data.

As a mobile application platform, 智农险 provides insurance institutions with a new model for precise underwriting and accurate claims management supported by "3S+AI" technology. The platform offers features such as underwriting data collection, customer information gathering, survey data collection, precise location mapping, spatial watermark camera, photo QR code scanning, land area measurement, document and bank card OCR recognition, AI intelligent point calculation, AI intelligent length measurement, facial recognition for cattle and pigs, and workload assessment. These features help insurance institutions reduce operating costs, improve work efficiency, and mitigate moral risks in underwriting and claims processes.

Additionally, 智农险 serves as a big data platform, providing insurance institutions with services such as weather index insurance meteorological data tracking, agricultural insurance target management through satellite remote sensing technology, and monitoring and publishing agricultural product prices. These services are supported by data from meteorology, remote sensing, pricing, and yield, enabling insurance institutions to innovate agricultural insurance products and enhance their services.

Furthermore, 智农险 functions as an information service platform, regularly delivering industry news, latest achievements, and expert opinions related to agricultural insurance to insurance institutions. By disseminating knowledge and perspectives on agricultural insurance, 智农险 aims to enhance the professionalism of insurance institutions in managing agricultural insurance.