Zenmoney is a free finance app available on Android. It provides you with a complete picture of your personal finances by bringing together data from all of your accounts and cards. The app categorizes each transaction and updates automatically, saving you the time and effort of manual tracking. With Zenmoney, you can see where your money is going, and spending statistics offer insight into how much you need for regular bills and how much you can spend on coffee, books, movies, and travel. The app also offers budgeting tools to plan for scheduled and monthly expenses, and the Safe-to-Spend widget calculates how much money is left over at the end of each month. Additionally, Zenmoney has a helpful bot in Telegram that can remind you about upcoming payments and subscriptions, highlight significant increases in spending, and show the difference between your income and expenses. Overall, Zenmoney is a useful expense tracker app that simplifies budgeting and expense tracking.