Online loans have become a popular option for people who need quick access to cash. One such app is the "Online Loans Without Refusal on Card" by Ivan Simonov, available on the Android platform. This free app falls under the Business & Productivity category with a subcategory of Finance. It offers short-term loans to Russian citizens with a passport, aged 18 or above. The app provides information on loan terms, interest rates, and penalties in a clear and concise manner. It also includes a representative example of the total cost of the loan.

The app offers a minimum interest rate of 10% per annum and a maximum annual percentage rate (APR) of 365%. The minimum and maximum repayment period for the loan is 61 days and 730 days, respectively. The app also provides information on the consequences of late payments and the penalty for non-payment. The app does not lend money but provides information on the loan options available from various credit organizations in Russia.