The Online loan on the card 247 is a finance application developed by Zaporozhchenko Valeriia. It is designed to provide loans to people who have been denied credit by banks. The app offers loans with a minimum repayment term of 62 days and a maximum repayment term of 365 days. The maximum annual interest rate, including the loan interest and other fees, is 32%, while the minimum is 1%. The daily interest rate for the loan ranges from 0.01% to 1%.

The app does not charge any other fees or commissions, and it reports to the credit bureau in case of prolonged delays in payment. The loan can be extended upon timely notification of the creditor and payment of the interest for the initial loan period. The app requires borrowers to be between 18 and 65 years old and have a Russian passport.