云闪付 is a mobile payment app developed by Certant that serves as a unified mobile payment solution for the banking industry. With a wide range of features, it offers convenient and secure banking services to users.

The app provides users with a comprehensive view of the UnionPay bank discounts and benefits, ensuring that they are always up-to-date with the latest money-saving opportunities. Additionally, it offers a seamless and secure mobile payment experience through QR code scanning, backed by UnionPay's robust financial security measures.

云闪付 also allows users to easily manage their UnionPay cards, providing services such as transaction reminders, transaction history queries, and manual expense tracking. Moreover, it offers a one-stop solution for credit card repayments, mobile recharges, public utility payments, fund transfers, and receiving payments.

Furthermore, the app offers additional UnionPay membership benefits, including the ability to apply for new cards online and access exclusive services such as one yuan parking and VIP lounge access for travel.

Overall, 云闪付 is a feature-rich mobile payment app that provides users with a convenient and secure way to manage their banking needs on the go.