优逸花 is a revolving credit loan product launched by MaShang Consumer Finance Co. Ltd, a licensed consumer finance institution. It provides a secure, high-quality, and convenient service.

With just a mobile phone number, ID card, and bank card, users can apply online and receive fast approval, with a maximum credit limit of up to 200,000 RMB!

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The main advantages of this program are its simplicity, speed, and flexibility. The application process is simple and can be done entirely online, without the need for face-to-face meetings or collateral. Once approved, funds can be disbursed in as fast as 1 minute. The credit limit can be used repeatedly, and the interest rates are transparent, ranging from 7.2% to 24% per annum (simple interest). The platform ensures the safety of borrowers' personal information through encryption. Users can choose flexible repayment terms of 3, 6, 9, or 12 months.

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The funds for the loans are provided by MaShang Consumer Finance Co. Ltd or other qualified financial institutions that collaborate with them for loan disbursement.