You Need A Budget is an app that is designed to help users manage their finances so that they can save money for a rainy day. This is a great option for those who have trouble budgeting and keeping money tucked away. Although the learning curve can be rather steep with this app, users are sure to find that their patience is rewarded in the long run. However, the cost of this app is rather high and some people may prefer to search around for one of the free alternatives that are available.