Yo Dinero: Préstamos sin buro is a mobile application designed for Chileans seeking quick access to loans. Available on Android, this free app allows users to apply for loans ranging from CPL$60,000 to CPL$1,200,000, with terms between 91 to 180 days. The application promises immediate approval, providing a straightforward process for users to secure funding directly into their local bank accounts. The interest rate is set at 0.05% daily, with the maximum annual rate capped at 18.25%, alongside a commission fee of 5% to 8% on the total loan amount.

To qualify for a loan through Yo Dinero, users must be at least 18 years old, have a valid government-issued identification, and maintain a bank account with a local Chilean bank. The app emphasizes user privacy, ensuring that personal information remains confidential. With its user-friendly interface, Yo Dinero simplifies the borrowing process, allowing users to manage their finances more effectively.