Xantos is a free iPhone application developed by Xantos Labs LLC. It is a business and productivity tool specifically designed for the finance industry. As an SEC-registered investment advisor, Xantos aims to provide a premium investing experience for everyday investors.

With Xantos, users can enjoy a premium experience as their investments are not only managed but also explained in a transparent and pragmatic manner. The app is designed to be easy to use, allowing users to quickly onboard and set up an account in under 5 minutes from the comfort of their couch.

One of the standout features of Xantos is its simple fee structure. Users are charged monthly fees, with no performance fees, and the fees are deducted directly from their account. This eliminates the worry of overdraft fees and ensures a hassle-free investing experience.

Xantos also prioritizes the security of its users' investments by providing SIPC protection. With its custodian being a member of FINRA/SIPC, securities in the user's account are protected up to $500,000.

Furthermore, Xantos offers the flexibility of no lock-in. Users have the freedom to cancel and close their account anytime without any restrictions.

Please note that Xantos Labs LLC is an SEC-registered investment advisor, and brokerage and custodial services are offered through Alpaca Securities LLC, a FINRA/SIPC member. The app does not provide tax advice and users should carefully review the full disclosures before taking any investment action.

In summary, Xantos is a user-friendly investment manager that aims to provide a low minimum, low fee, and premium investing experience for individuals of all backgrounds. Its transparent approach and commitment to educating users make it an attractive option for those looking to invest like a pro without having to learn complex finance jargon.