XalqOnline is a free mobile banking application that allows Xalq Bank OJSC customers to manage their accounts and perform financial transactions from the convenience of their mobile phones. The platform offers a variety of features, including distant registration, authorization via SMS or ASAN Signature, and management of individual and corporate accounts within a single platform.

One of the standout features of XalqOnline is its biometric authorization, which enables customers to authorize transactions using face ID or fingerprint. The application also includes a conversion calculator and exchange rate archive, making it easy for customers to manage their finances across different currencies. Additionally, XalqOnline features a functional map of the bank's branch networks and ATMs, making it easy for customers to find the nearest location.

XalqOnline also allows customers to manage their payment cards, including money transfers to domestic cards, payments for utilities and other services, and transaction reporting. Customers can also create payment templates and transfers over the templates. Overall, XalqOnline provides a comprehensive suite of features for Xalq Bank OJSC customers to manage their finances on-the-go.