X Wallet is a brand of "Zero Finance Hong Kong Co., Ltd.", which is a wholly owned subsidiary of "Termbray Industries International (Holdings) Limited". The business of this lending company is to provide financial services to the public.

You can enjoy the following services:

Instant cash: you can get instant approval and funding for your loan application within 5 seconds, with a low interest rate of 0.67% per day.

No paperwork: no more than three documents are required, and you can apply for a loan without any income proof.

No waiting time: there is no need to wait for an approval, and the process can be completed in 15 minutes.

24/7 Instant fund transfer: the funding will be completed within 24 hours, and you can get the money at any time of day.

X Wallet provides a 100% automated lending experience, with no face-to-face interaction, no manual input, supporting documents waiver, and no extra fees.