Witop-Pinjaman Cepat is a free Android application developed by Silva Dajsoe Riogord. It falls under the category of Business & Productivity and subcategory Finance. The app offers quick cash loans ranging from Rp 1,000,000 to Rp 80,000,000 with a maximum Annual Percentage Rate (APR) of 15% per year (0.04% per day). The app requires Indonesian citizenship, an active bank account and mobile number, a stable source of income, and a minimum age of 18 and a maximum age of 55.

The loan application process is simple and can be done through the Witop app. After filling in the required information and submitting the loan application, users can expect a response within a reasonable time frame. Upon approval, the loan amount will be transferred directly to the user's bank account. The loan period ranges from 91 days to 365 days, and the monthly payment is calculated based on the loan amount, loan period, and interest rate.