Wave Money is a free business bank account and debit card designed for small business owners who want to simplify their finances. It works seamlessly with Wave’s accounting software, allowing you to manage all your money in one place. With Wave Money, you can enjoy a no-fee banking experience, including no monthly, transaction, or ATM fees, and no account minimums.

Wave Money offers all the core banking features you need, including mobile check deposit, ACH and email money transfers, and more. It also automatically categorizes your transactions, separating your business and personal expenses.

But Wave Money is more than just banking. With Wave Payments, you can get paid faster and access your funds immediately when a customer pays you. Plus, built-in bookkeeping ensures your transactions will sync with your accounting in real-time.