Walnut is an Android-based app that helps you manage your finances with ease. The app analyzes your SMS inbox on the phone and detects important information like your spends, bills, and even your train tickets. With Walnut, you can track your expenses, keep an eye on your credit card dues, transfer money using BHIM UPI, and find ATMs with cash near you in real-time. Additionally, the app allows you to split expenses with friends and generate expense reports.

The app supports over 40 banks and cards in India, making it a comprehensive money management solution. You can also customize categories to track expenses and quickly add cash spent, add notes, tags, and bill/receipt photos to transactions, and easily search for expenses, tags, or notes. Furthermore, Walnut does not read your personal SMSs or upload any sensitive data. With the recent update, the app has been rebranded as axio and includes new features like axio Money Manager and axio Pay Later.