Need money urgently? You can now apply for a loan through vkcredits.ru and get up to 500,000 rubles on your card or in cash. The app allows you to submit an online application to multiple banks, and all applications are automatically processed by a robot. The minimum age for borrowers is 18, and the maximum age is 65. The minimum repayment period is 61 days, and the maximum is 365 days. For new customers, the annual percentage rate (APR) is 0%, while for existing customers, the APR is 21.9%. The maximum APR is 32.85%.

The app is easy to use and requires only a passport and 5 minutes of your time to complete a simple and fast questionnaire. The app provides information on several banks that offer loans, including Tinkoff Bank, Home Credit and Finance Bank, and Avangard Bank. Please note that the app is not a lender and does not provide loans directly. Instead, it connects you with licensed banks in Russia and provides you with a convenient way to apply for a loan.