Viva Prestamo is a free Android app developed by ROSAS RIVERA VERONICA. It falls under the category of Business & Productivity, specifically Finance. This app offers users the convenience of applying for loans directly from their mobile devices.

With Viva Prestamo, users can request loans ranging from pesos100 to 3,000 pesos. The app provides flexible repayment options, allowing borrowers to choose repayment terms from 91 days to 270 months. The interest rate is 0.05% per day, which translates to an annual percentage rate of up to 18.25%. Additionally, there is a commission fee of 8% to 18% of the total loan amount, and an IGV fee of 18% on the commission and interest. The CAT (Costo Anual Total) ranges from 70% to 360%.

To illustrate the loan process, let's consider an example. If a user borrows 3000 pesos with a duration of 180 days, the breakdown of the loan details would be as follows: the interest would amount to 270 pesos (3000 * 0.05% * 180), the commission fee would be 240 pesos (3000 * 8%), and the IGV fee would be 91.8 pesos ((270 + 240) * 18%). Therefore, the total repayment amount would bepesos.

To be eligible for Viva Prestamo, users must meet certain requirements. They must be over 18 years old, have a valid INE (Identification Card), and possess a bank account.

Applying for a loan with Viva Prestamo is simple and quick. Users can follow these steps: 1) Request a loan through the Viva Prestamo app, 2) Wait for loan approval, 3) Receive the funds in their account within 1 hour, and 4) Choose from multiple payment methods, including transferencia interbancaria without additional fees or payment at the nearest physical store, such as OXXO.

Please note that for any inquiries or assistance, users can contact the developer at The support team is available Monday to Saturday from 9:00 to 18:00.