Viva Credit is a free mobile application that provides a quick and convenient solution for financing urgent needs. It offers a revolving credit line with an undetermined duration, allowing the user to withdraw the amount they need anytime and anywhere. The amount repaid, less the interest owed, is available again for withdrawal.

The app offers several advantages, such as the ability to withdraw funds directly from the app, check the status of the loan, view the available credit, and access recent transactions. One-click repayment is also available.

Viva Credit has over 10 years of experience in Romania and has provided over 1,000,000 loans to its clients. The company has a 90% recommendation rate from its satisfied customers.

It is important to note that Viva Credit is a non-banking financial institution registered in the General Register of the National Bank of Romania. The Annual Effective Interest Rate (DAE) is 4114%, and the total payment for a loan of 500 lei (approx. $120) is 2215 lei (approx. $530). The interest for this amount islei (approx. $410).