UNO Digital Bank is a free finance app and a full-spectrum credit-led digital bank licensed and regulated by the Bangko Sentral ng Pilipinas. It is a pioneering and innovative platform that offers a wide range of banking services through a secure and trusted application. The bank's primary goal is to provide a single, trusted interface for you to manage your entire financial life cycle with speed and ease.

With UNO Digital Bank, you can access various financial services, including savings, borrowing, transactions, investments, and protection, all within the convenience of mobile devices.

All-in-one

UNO Digital Bank ensures the security of your funds and personal information, and it is designed to cater to the diverse needs of individuals seeking simple, secure, and accessible banking solutions. Its offerings include the UNOready Savings Account, which allows you to save money with competitive interest rates of up to 4.25 percent. The app also facilitates safe and convenient money transfers, bill payments, and online shopping.

It lets you grow your money through options like the UNOboost time deposit, offering flexible tenors and up to 6.5 percent interest rates. Additionally, the UNOearn feature allows you to access monthly payouts of your earnings, providing a steady income stream. To further enhance the banking experience, it offers the UNO Virtual Debit Mastercard, which enables you to shop and transact online 24/7 at all Mastercard-accepting merchants worldwide. 

The entirety of this virtual card app ensures all users a secure online transaction and eliminates the need to carry physical cards. It stands out as a modern and comprehensive banking solution. However, as a digital-only bank app, it lacks physical branches, which could be a drawback for users who prefer face-to-face interactions or need certain in-person banking services.

Secure and accessible

All in all, this UNO Digital Bank app stands out as a modern and comprehensive banking solution, designed to cater to the financial needs of its users in a simple, secure, and accessible manner. As a regulated digital bank, UNO aims to provide customers with the confidence and peace of mind they seek when managing their money in today's digital landscape.