Unnati is a mobile application that provides quick personal loans to salaried employees in India. With a maximum loan amount of Rs. 3,00,000 and a repayment period ranging from 3 to 24 months, Unnati is designed for the grassroots 'Bharat' economy. The application requires a minimum monthly salary of Rs. 20,000 and only PAN, bank statement, and salary slips are required to apply for a loan.

Unnati offers a low-interest rate and foreclosure charges and provides quick approvals and disbursals withinhours. The application is completely digital, and there is no paperwork or collateral needed. Unnati is only available in select cities across India, including Mumbai, Pune, Delhi, Gurgaon, Noida, Bengaluru, Mysuru, Chennai, Coimbatore, Hyderabad, Secunderabad, Ranga Reddy, Ahmedabad, Surat, Jaipur, Indore, and more. Unnati's loans are ideal for home construction, renovation, family functions and weddings, paying off other loans and credit card bills, education fee financing, travel, and medical emergencies.