UMAI Кошелёк is an Android-based electronic wallet developed by BM Technologies that provides a simple and convenient way to pay for over 200 services. The app offers a wide range of services including payment of utility bills, mobile phone bills, internet bills, cable TV bills, social networks, and much more.

The UMAI Кошелёк is easy to use, and the app provides a clear and intuitive interface that allows users to navigate the app quickly and easily. Users can also add funds to their wallet balance through various payment methods such as Rosinbank, RSK Bank, QuickPay, TeremPay, Kyrgyz Pochtasy post offices, or UMAI terminals.