UKG Wallet is an Android app by Kronos Incorporated that helps you stay financially fit by giving you access to your earned wages before payday. The app offers faster access to your money, with up to 2 days early deposit of your paycheck and up to 4 days early deposit of government payments. You can also access the wages earned today.

The app also offers easy, free, and instant mobile payments, allowing you to receive and send funds to other members by phone number, with money available immediately. SmartSpend and SmartSave features help you stay on track with your goals, always know what's safe to spend, track your spending habits at a glance, and get low balance alerts. The app also allows auto transfer from earned wages.

UKG Wallet offers banking without the hidden fees, with no minimum balance requirements, no overdrafts, no monthly or inactivity fees, and surcharge-free withdrawals at 37,000+ MoneyPass ATMs. The app also offers free integrated bill pay and cash withdrawal at tellers in participating banks.

The app also offers convenience and security, allowing you to use the card with Google Pay or Apple Wallet, make touchless payments at stores, and be FDIC insured. UKG Wallet is only available to authorized customers of UKG.