UCO mGalla is a free Android payment app developed by UCO BANK. It is designed to offer merchants a user-friendly and convenient way to accept contactless payments anytime, anywhere. The app supports various payment methods, including Bharat QR, UPI, and Payment Gateway. With UCO mGalla, merchants can generate invoices and record cash sales, while customers can maintain a "Digital Khata."

One of the most useful features of UCO mGalla is the ability to send payment links through WhatsApp or SMS. The app also makes it easy for merchants to get digitally on-boarded and access digital reports, including sales reports. In addition, UCO mGalla offers various support functions to merchants, including complaint/grievance support, assistance with transactions and statements, and operational assistance.