UBA Mobile App is a free finance application for mobile from United Bank for Africa Plc. It's the bank's official companion app for new and current account holders. Through it, they will be able to manage their cards and avail of the various financial services that the company offers.

Joining the likes of Capitec Bank and TymeBank, UBA Mobile App is one of the leading financial institutions that services the needs of residents of the continent. It also boasts a quick and simple registration process for new users that can be accomplished online. Everything is accessible 24/7 anytime and from anywhere.

Banking for Africa

United Bank for Africa has a global presence that services clients in 20 countries but is deeply rooted in Africa, aiming to make online banking accessible to every citizen. Current account holders can start using the official UBA Mobile App with either their debit cards, Secure Pass, USSD PIN, or through bank activation. For new users, they can register with their mobile numbers to get an account number.

Once accomplished, you’ll get access to the app’s personal financial dashboard that gives you access to all kinds of options and features. Aside from money transfers, bill payments, and mobile top-ups, there are extensive account management tools available to you. You can schedule payments, set spending limits, and even have savings goals, among other things. Review transactions and file disputes straight from the app itself.

Now, if you own multiple cards and happen to lose one of them, you can freeze and block accounts to prevent them from being used for malicious or ill intended purposes. Sadly, the app has been experiencing all sorts of issues from users, ranging from difficulty logging in, failed transactions, and other small accumulating concerns. Hopefully, these will get addressed as soon as possible.

Good but inconsistent

In conclusion, you get a lot of options and features with the official UBA Mobile App that lets you do a lot and have more control over your accounts. However, the experience of using it is quite inconsistent in its current state. Until its pressing issues are addressed, it gets an okay for now but is short of being great. Nevertheless, it's worth a try.