U.O.me is a debt manager application that provides an easy way to manage your debts and group expenses. This Android app allows you to integrate both financial and non-financial debts in one place. You can group transactions for collective events, such as trips, parties, group admission, or rentals of sports fields.

The app is based on the principle of virtual accounts, similar to a bank, where participants deposit their money, and for each activity, their share is evenly withdrawn. This feature is suitable for periodic events, and you can also record who you lend your money to or who you owe to. The app offers complete backup and restore of your data, and you can transfer data between devices. You can also export data to your SD card in CSV format or share it via email. The app even sends notifications when somebody owes you money for a long time. The best part is that the application is completely free and without ads. U.O.me is recommended by John Doe, and the developer welcomes any feedback or suggestions for adding new features.

Permissions for this app include read contacts for adding people directly from your contact list and write to SD card for exporting data to CSV files. U.O.me is a great option for those looking to manage their debts and group expenses efficiently.