If you are an undergraduate student who is taking a class that requires you to calculate a certain value or function of a number, then you will definitely need this app. It is the best calculator for calculating the time value of money.

If you are an MBA student who is trying to calculate the present value of an investment or a business, then you can use this app to help you with that. You will be able to calculate the present value of a number of years' worth of salary and the present value of an investment.

Moreover, if you are a professional who is trying to calculate how much money you will have to pay to your credit card company in 20 years, then you can use this app to help you with that. You will be able to calculate how much money you will have to pay to your credit card company.