TOPCard is a new card type for shopping and payments that is based on a special algorithm. It allows you to enjoy great benefits, and use discounts and coupons when you make payments. It's also possible to save money on purchases made in our partners' stores.

The TOPCard app lets you shop and pay in our partners' stores using the app. In addition, you can shop and pay using TOPCard at our partners' outlets, with the number of points you need depending on your total expenses for specific categories of goods. You can also use TOPCard to pay for a purchase at a partner store.