Toki is a lifestyle app designed to streamline your everyday activities. With Toki, you can easily automate your transportation payments, top up your Umoney card using NFC technology, order taxis, coffee, and meals, make utility and data payments, play games, and more. This app offers a one-stop solution for all your daily needs, making them more accessible and convenient.

Toki Shop allows you to browse and order your desired products from various stores with just a few taps. Whether it's groceries, electronics, or clothing, you can easily find and purchase what you need.

Toki Pay is a digital wallet that goes beyond traditional banking. In addition to linking your bank card, you can also use Toki Credit to make installment purchases and pay for various services. This feature provides flexibility and convenience in managing your finances.

Apple Health integration allows you to access the "Oxygen" program, which promotes personal well-being. By using Toki, you can not only access digital services but also improve your health by participating in the Oxygen program and earning rewards.

Toki is a free app available on the iPhone platform, developed by TOKI NBFI LLC. It offers a range of features to simplify your daily life, providing a convenient and efficient way to manage your tasks and activities.