Thánh Vay is a free Android app developed by e-Generation Lending Corporation. It is a financial aid app that provides quick, convenient, and online loan services to Vietnamese citizens. With Thánh Vay, you can borrow money without the need for registration, mortgage, and guarantor.

The loan tenor and interest rate are flexible, ranging from 1,000,000 to 5,000,000 VND with a minimum loan term of 120 days and a maximum of 180 days. The interest rate varies from 1.5% per month to 18% per year. The app can automatically review your application in 30 minutes, and the loan amount is disbursed directly to your bank account within 24 hours.

To apply for a loan, you only need to download the app, fill in your information, and wait for the appraisal. The borrowing conditions are straightforward: you must be a Vietnamese citizen over 18 years old, have a bank account, and a stable job.

Overall, Thánh Vay offers a simple and convenient way to borrow money in Vietnam. However, it is worth noting that the app requires access to your personal information, so it is essential to read the terms and conditions carefully before applying for a loan.