Generali Telematik is a travel and navigation app for Android that allows users to save on their car insurance premiums by driving safely and economically. With this app, users can earn up to a 30% individual contribution bonus on their follow-up contribution after just 400 km of driving. The app automatically determines a personal score for the user's driving behavior based on factors such as acceleration, braking, and cornering. It also provides tips for safe and economical driving.

One of the key advantages of the Generali Telematik app is that it does not require a permanently installed telematics box in the car. Users can simply register as a user and receive a telematics ID and activation code from Generali Deutschland Versicherung AG. Once activated, the app records the user's driving behavior and compares it with that of reference drivers. This data is used to calculate the insurance premium for the user's vehicle.

It is important to note that in order to receive a telematics discount, users must record at least 400 km with the Generali Telematik app. The score value determined from these trips is used for the premium reduction scale in the telematics module. After the initial classification, the discount is recalculated on the main due date of the contract based on the current score value. Users must record at least 2,000 km in the insurance year using the app in subsequent years.

The Generali Telematik app is compatible with Android devices running version 4 or newer. However, users should be aware that the permanent activation of the GPS sensor may affect battery consumption.

For more information on the app's privacy policy, users can refer to the link provided by Generali Versicherung AG.