The best way to transfer money to another person is now even easier. Swap is a fast, secure, and easy-to-use service that makes it possible to send money from one person to another in just a few clicks. The Swap app is free and works in any location. The service is available to any individual with a valid bank account, an email address, and a cell phone number. You can request a card to send money or receive funds and also request to be paid by others. The Swap Card is a virtual card that can be used to pay directly from the app.