What is Step? Step is a secure, convenient way for teens and young adults to build better money habits. It offers a free, safe, and secure banking experience without the hassle of traditional elements.

Why Step?

Teens and young adults can earn a reward for some purchases they make.

1. Earn rewards at top merchants

Step gives merchants the ability to reward customers for doing what they’re already doing.

2. No monthly fees or fees for using the card

Step allows free and easy registration and incurs no monthly fees as well as fees for using the card.

4. No overdraft fees

Step doesn’t have any overdraft fees.

5. FDIC-insured bank account

Your money is insured by the FDIC, which means that you can trust that your money is safe.

6. Free stock and cryptocurrency trading

Invest in stocks and cryptocurrency assets easily.