Stars Préstamo is a leading online service provider for personal credit referrals. With this Android app, you can easily apply for a loan without the need to fill out extensive forms or go through tedious procedures. Simply complete a small online form and avoid the hassle of waiting in long queues at the bank. Your time is valuable, and Stars Préstamo understands that. The process is easy and secure, making it the go-to choice for individuals in Ecuador seeking personal loans.

Stars Préstamo offers flexible loan terms, allowing customers to select a repayment period of up to 120 days. The available loan amount ranges from $100 to $3,000. The daily interest rate is 0.09%, with an Annual Percentage Rate (APR) of up to 33%. Additionally, there is a commission fee of 5% to 10% and an 8% Value Added Tax (IVA). The Cost of Annual Total (CAT) varies between 151.1% and 412.6%.

For example, if you borrow $10,000 pesos for a loan term of 91 days, you would only need to pay $819 pesos in interest (10,000 * 0.09% * 91 = 819), a commission fee of $1,000 pesos (10,000 * 10% = 1,000), and $145 pesos in VAT ((Commission 1,000 + interest 819) * 8% = 145). The total amount to be paid would be $11,964, with monthly payments of $3,988. The CAT for this loan would be 198.2%.

Stars Préstamo prioritizes the privacy and security of its users' information. Rest assured that your information will not be shared with anyone without your permission.

To be eligible for a loan with Stars Préstamo, you must be a Chilean citizen over 18 years of age, possess a valid identification document, and have a stable job.

For any further inquiries, you can contact Stars Préstamo via email at Their office is located at Carretera E35 arterial km 241 + 100 sentido Palugo, Intercambiador de, QuitoEcuador. Their working hours are from Monday to Friday, 9 am to 7 pm.