쏜다 is a finance app that provides a platform for comparing and receiving information about personal loans. It does not directly offer loans or act as a broker. The app only works with registered lenders who have been approved by the Korea Federation of Loan Financial Association and local governments. Users can trust the information provided by the matched lenders, but 쏜다 does not take any responsibility for the actions taken based on that information. It is important to be cautious when dealing with excessive debt, as it can lead to significant problems. It is illegal for lenders to charge or receive brokerage fees. Taking out a loan may also affect your credit rating.

The interest rates offered by 쏜다 are within 20% per year, and the overdue interest rate is also within 20% per year (only applicable to contracts signed, renewed, or extended from July 7, There are no handling fees, early repayment fees, or additional costs. The repayment period ranges from 12 to 60 months. As an example, if you borrow 1 million won for 12 months with a maximum interest rate of 20% per year and use the equal principal repayment method, the total repayment amount would be 1,111,614 won (please note that the total repayment amount may vary depending on the loan product and repayment method specified in the loan contract). There are no early repayment fees or conditions.