SMARTtrek is a lifestyle app developed by CSAA INSURANCE SERVICES INC. It offers users the opportunity to save up to 10% on their auto policy by enrolling in SMARTtrek. Additionally, users can potentially save up to 20% based on their driving behavior as long as they are a CSAA IG policy holder. The app provides a personalized Safe Driving score, allowing users to see how safely they drive and learn interesting facts about their driving habits.

One of the key features of SMARTtrek is the ability to check driving scores after every trip. Users can see how safely they drove overall and for five key driving factors: Smooth Driving, Speed, Phone Habits, Time and Day, and Trip Duration. The app also displays a map showing any risky driving events that occurred, helping users pinpoint areas for improvement.

SMARTtrek also allows users to change the trip to "Passenger" when they are riding with another driver. This ensures accurate tracking of individual driving behavior. Additionally, the app provides safe driving tips to help users stay safe on the road.

Please note that access to SMARTtrek is only available in some states and discounts may vary by state. For those interested in getting a policy with SMARTtrek, a quote can be obtained by calling.