SmartMoney is an Android application developed by Speed Finance Pte Ltd that offers a fast and convenient way to apply for loans online. With this app, clients can apply for loans anytime, anywhere, without compromising their busy schedules. The app's agile system enables a faster credit transfer than traditional lending methods.

What sets SmartMoney apart is its ZERO INTEREST plan, which allows individuals and families with low incomes to enjoy a safer, fairer, and more affordable credit solution. The app offers loan amounts ranging from RM300 to RM10000, with a minimum payment duration of 120 days and a maximum repayment period of 24 months.

SmartMoney does not charge an early termination fee, but a late payment penalty may apply. The app's calculation of the loan is transparent and easy to understand, with a total interest charge of 0% and a total repayment amount equal to the loan amount.

To register as a member of SmartMoney, clients must be at least 18 years old. The app's terms and conditions and privacy policy can be found on their website.

Overall, SmartMoney is an excellent option for those looking for a fast and affordable loan application. Its user-friendly interface and transparent loan calculation make it a reliable choice for anyone in need of financial assistance.