Скарбниця is a free mobile application developed by Lombard-Skarbnycya that allows users to access the services of a lombard and receive money on their card. Additionally, users can buy gold jewelry, purchase electronics, sell their gadgets, and even get an assessment of their jewelry or gadgets.

The app is packed with features, including a convenient chat function, all services in one place, and a clear breakdown of costs and payments. The app's design is user-friendly and intuitive, making it easy for users to navigate.

Overall, Скарбниця is an excellent option for those looking to make transactions with a lombard conveniently. The app offers a variety of services in one place, making it a one-stop-shop for all your lombard-related needs.