신용회복위원회, established in 2002, is a public special corporation governed by the "Law on Support for Financial Life of Ordinary People." This app aims to assist individuals who find it difficult to repay their debts by providing interest rate adjustments, repayment period extensions, and debt reduction.

Through the 신용회복위원회 app, users can apply for debt adjustments under different circumstances. If the debt is less than 30 days overdue, they can opt for "Pre-Overdue Debt Adjustment" for a swift resolution. For debts overdue between 31 and 89 days, the app offers an "Interest Rate Debt Adjustment" option. Finally, for debts overdue for more than 90 days, users can choose the "Individual Debt Adjustment" program.

It is important to note that if the app displays a blank screen upon launching, users are advised to update their Chrome browser and relaunch the app. If the issue persists, contacting the counseling center is recommended.

Please be aware that the counseling services provided by 신용회복위원회 are free of charge and should not be confused with illegal law brokerage services. The counseling center can be reached aton weekdays from 09:00 to 18:00.