Senti is a micro-credit mobile app designed to provide easy access to loans for people in Kenya. Whether you need fast cash for emergencies or to grow your business, Senti offers a convenient solution.

To get started, simply download the Senti app and register with your correct details. Once registered, verify your details with the one-time password sent to you. You can then apply for a loan and receive fast cash directly to your M-Pesa account.

Senti offers flexible loan terms, with options that suit your needs as a customer. You can choose repayment terms of up to 120 days, with interest rates ranging between 15% and 20%. By making repayments on time, you can also increase your loan limit up to KSh 70,000.

Repaying your loan is easy with Senti. You can use the app to pay your loan by entering your M-Pesa PIN on the M-Pesa toolkit that appears on your screen. Alternatively, you can make payments through the Senti Paybill by entering your phone number as the account number and the amount that is due.

In addition to loans, Senti offers in-app features that help you manage your finances better. You can buy airtime directly from the app, pay your electricity or water bill using your Senti loan, and track your income versus spending with the wealth management feature.

Senti charges a one-time service fee of 10-15% of the principal, with a maximum loan period of 120 days. The minimum payment period for repayment is 61 days, and you can make payments towards your principal at any time. If your loan becomes past due, a one-time extension fee of 7.5% may be applied. Senti does not charge any additional fees beyond this.

With Senti, you can access loans quickly and conveniently, track your finances, and enjoy flexible repayment options. Visit the Senti website to learn more or download the app to apply for a loan today.