Samsung Pay Touch is a financial service for merchants who accept card payments on their phones. 

How do I use Samsung Pay Touch?

Once you have downloaded the app and completed the sign-up, you can start accepting payments on your phone. Simply tap on the card you want to accept, and it will be added to your device. You can then swipe to complete the payment.

Samsung Pay Touch is a partner with a payment processor, so there may be a small fee charged by your bank. It is not a peer-to-peer or money transfer service, so merchants are not allowed to make payments to one another.