Ruuky is an Android application developed by Ruuky GmbH, a company that offers bank accounts for young digital people residing in Germany or Austria. Ruuky provides its users with their own bank account including a Debit Mastercard, which can be used offline, online, mobile and worldwide. With no overdraft, users can pay online with the security of a credit card, but without the risk of getting into debt.

In addition to the Debit Mastercard, Ruuky also offers features like mobile payment, cash withdrawals at ATMs, a smart financial overview, and real-time money transfers to other Ruuky customers. The app also offers a Discovery Feed that provides valuable financial tips and tricks.

Parents can easily open an account for their children under 18, and get their own web access to top up the bank account in real time and use a recurring pocket money assistant. Ruuky's security features include the ability to freeze or block the Debit Mastercard in case of emergency.

Ruuky is subject to all European guidelines for payment service providers and is regularly audited. For more information, visit their website or follow them on Instagram and TikTok.