Robot Zaimer is a free finance app developed by ZAIMER OOO for iPhone users. It allows users to apply for microloans and get approval in just 15 minutes. All that is required is a Russian passport, a mobile phone, an email address, and a personal bank card. The app automatically approves loan requests 24/7, whether you need the money before payday or you just need a little extra cash to get by.

New users can enjoy their first loan for free with zero interest. The minimum loan repayment period is 61 days, while the maximum is 365 days. The app's annual interest rate ranges from 0% to 36%.

The loan cost calculation is as follows:

The interest rate for the first loan is 0% per day (0% per annum), while the floating interest rate applies to subsequent loans (from 0% to 36% per annum).

The total amount to be repaid is the loan amount plus the interest, which is calculated as the loan amount multiplied by the loan period multiplied by the interest rate (in %) divided by 100.

No additional fees are charged.

Overall, Robot Zaimer is a reliable and user-friendly finance app that provides fast and easy online loans for those who need them.