Rio Bank Mobile Banking is a free Android application designed to help users manage their finances easily and securely. The app allows you to check your account balances, review transactions history, transfer funds between your accounts, transfer funds to a regular loan payment, find a branch or ATM, and deposit checks.

The app is secure, and Rio Bank ensures that account information is never stored on your device. Data transmissions are encrypted with the same secure technology as Online Banking. However, users must be enrolled in Online Banking to use the app. The app is subject to restrictions, which can be found in the terms in the app for limits, availability, and other restrictions. Additionally, Rio Bank does not charge a fee for utilizing Mobile Banking, but regular data and text messaging rates will apply.