RicoCrédi - Préstamo Seguro is an Android application that provides instant personal loans in case of urgent emergencies in Peru. This app offers loans ranging from S/ 500 to S/ 5,000 with a loan term of 91 to 365 days. The maximum annual interest rate (APR) is 219% and the service fee ranges from 0 to S/ 10.

For example, if you borrow S/ 5,000 with a loan term of 120 days, the following fees will be charged:

• Monthly interest rate: 19%/12 = 1.58%
• Monthly interest: S/ 5,000 * 1.58% = S/ 79
• Total monthly payment: S/ 5,000/4 + S/ 79 = S/ 1,329

Total interest: S/ 5,000 * (19%/365) * 120 days = S

IVA: 0%

Service fee: S/ 5

Total payment amount: S/ 5,000 + S + S/ 5 = S/ 5,317.33

To obtain a loan, simply download the RicoCrédi application, enter your details to apply, wait for loan approval, and the funds will be deposited directly into your bank account.

The requirements for getting a loan are:

• Being over 18 years old
• Having your own bank account
• Being a Peruvian citizen
• Having a valid DNI (National Identity Document)

Benefits of the RicoCrédi app:

• Get your loan instantly
• Quick and secure online loans
• No credit check loans
• Data protection

Security is a top priority for RicoCrédi. All transactions are protected by 256-bit SSL encryption, ensuring that all data is transferred securely. Your personal information is safe with us and will not be shared with anyone without your consent.

If you encounter any issues while using the app, customer support is available from 9:00 to 18:00 (Monday to Sunday) via email at